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Unlawful Collection by Automobile Lenders

Chavez & Gertler attorneys represent care and truck owners whose vehicles have been repossessed and who have been improperly assessed deficiency balances after the sale of their vehicle in violation of the Rees-Levering Automobile Sales Finance Act. That Act requires that lenders strictly comply with several requirements in providing vehicle owners notice of the lender’s intent to sell the vehicle and the borrower’s rights to reinstate the loan or redeem the vehicle. Failure to comply renders any subsequent attempts to collect a deficiency balance void.

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